Soldier On

©2018 Soldier On & HLP


Credit Education

Establishing a Foundation for Long-Term Success.

Understanding and applying principles of credit and money management are essential to every family’s financial future.  Accordingly, our program provides access to two of the nation’s leading tools for learning about and applying these concepts. This will allow these veterans to strengthen their financial position, explore opportunities for shelter and homeownership as they strive for long-term quality of life.


CreditSmart® is Freddie Mac’s multilingual financial education curriculum designed to help consumers build and maintain better credit, make sound financial decisions, and understand the steps to sustainable homeownership.  The 12-module CreditSmart curriculum is available in five different languages, including English, Spanish (CreditSmart Español), plus Chinese, Korean, and Vietnamese (CreditSmart Asian).

HLP.Guru is a powerful tool that will help you understand the connection between your financial decisions, your credit and your ability to qualify for a mortgage.

Once you’ve logged in, you’ll find all the tools you need: 

  • An individualized Action Plan created by analyzing your personal data;

  • Monthly updates to your Credit Report, Score and Action Plan;

  • Score Forecasts for the next 3, 6 and 12 months;

  • A Simulator to test the impact of different actions on your credit score; and

  • Free access to our Gurus to answer questions and offer advice.